Vishing Scams
(A new way to get your Financial Information)
An example of a vishing
scam is when a consumer receives a recorded message telling them that their
credit card and/or financial institution account has been breached and to
immediately call a number provided in the recorded message. The phone number provided in the message
leads the consumer to a “fraudulent call center” established by the perpetrator
of the fraud. The perpetrator then
attempts to obtain confidential account information and login credentials in
order to access the account. A twist on
this scam is when the recorded message provides the address of a fraudulent
website for the consumer to access (instead of a telephone number) and to
provide certain information to reinstate the supposedly affected account(s).
Vishing is very hard for
authorities to monitor or trace. To
protect themselves, consumers are advised to be highly suspicious when
receiving messages (telephone, email, or otherwise) directing them to call and
provide personal, confidential, and/or account related information. Rather than provide any information, the
consumer should contact their financial institution or credit card company
directly to verify the validity of the message using contact information they
already have in their possession (i.e. do not use contact information provided
in the suspicious message).