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Effective July 01, 2014
All Rates are Subject to Change
On Approved Credit
Purpose
Other Information
APR+
Type
Secured Loans
2008 & Newer Vehicles, Motorcycles
Up to 100% Financing  #
As low as 3.25%

F

2007 - 2006 Vehicles, Motorcycles
Up to 100% Financing #
As low as 3.25%

F

Up to 100% Financing #
As low as 3.25%

F

2007 - 2006 RV's,
5th Wheel, Boats,
Travel Trailers
Up to 100% Financing #
As low as 3.25%

F

2005 & Older Vehicles, Motorcycles, RV's, Boats, 5th Wheels, Travel Trailers
Up to 100% Financing #
As low as
7.34%

F

2008 & Newer
Other Secured-
ATV's, Pickup Campers, Dirt Bikes, Tent Trailers, Scooters, Jet-skis, Snowmobiles & Other Collateral
Up to 100% Financing #
As low as
3.74%

F

2007 & Older
Other Secured-
Pickup Campers, Dirt Bikes, Tent Trailers, Scooters, Jet-skis, Snowmobiles & Other Collateral
Up to 100% Financing #
As low as
4.24%

F

Other Secured
Certificate Loans
3% above certificate rate  (6% Floor)
Shares Loans
3% above highest savings rate (6% Floor)
Unsecured Loans
Signature
 
As low as
10.90%

F

Line of Credit
Revolving
9.50%

V

VISA
Revolving
9.50%

V

Seasonal
12 months @ 9.9%, maximum $2,500 for a limited time
9.9%

F

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Effective April 1, 2014
All Rates are Subject to Change
Share Accounts
Dividend
Rate
Annual Percentage Yield
Minimum Opening Balance
Primary Shares
$25.00 - 4,999.99 *
$5,000.00 - 9,999.00
$10,000.00+
0.05%
0.10%
0.15%
0.05%
0.10%
0.15%
$25.00
Youth Shares
$5.00 - 4,999.99 *
$5,000.00 - 9,999.00
$10,000.00+
0.05%
0.10%
0.15%
0.05%
0.10%
0.15%
$5.00
Sub Shares
$0.01 - 4,999.99 *
5,000.00 - 9,999.00
$10,000.00+
0.05%
0.10%
0.15%
0.05%
0.10%
0.15%
$0.00
Club Shares
Vacation Club
  $5,000.00 Max.
  June 1 Payout
0.35% 0.35% $0.00
Christmas Club
  $5,000.00 Max.
  October 1 Payout
0.50% 0.50% $0.00
Money Market Account
$25.00 - $2,499.00
$2,500.00 - $9,999.00
$10,000.00 - $49,999.00
$50,000.00 - $99,999.00
$100,000+
0.05%
0.10%
0.15%
0.20%
0.20%
0.05%
0.10%
0.15%
0.20%
0.20%
$2,500.00
IRA Shares
Traditional
Roth
Coverdell
0.45% 0.45% $25.00
Checking
Premier 0.05% 0.05% $0.00
Liberty Gold 0.05% 0.05%
$0.00
Commercial 0.05% 0.05%
$0.00
  • * Average Daily Balance
  • Fees could reduce earnings
  • APY is accurate as of the last dividend declaration date
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Effective August 16, 2013
All Rates are Subject to Change
Minimum Opening Balance
Certificate Term
Dividend
Rate
Annual Percentage Yield
Special Certificates
$500.00
$10,000.00
19 Months
19 Months
0.30%
0.30%
0.30%
0.30%
Regular Certificates
$250.00 6 Months 0.10% 0.10%
$500.00 12 Months
24 Months
36 Months
48 Months
60 Months
0.15%
0.35%
0.80%
0.95%
1.15%
0.15%
0.35%
0.80%
0.95%
1.16%
$10,000.00 6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.20%
0.25%
0.45%
0.90%
1.05%
1.25%
0.20%
0.25%
0.45%
0.90%
1.06%
1.26%
$25,000.00 6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.20%
0.25%
0.45%
0.90%
1.05%
1.25%
0.20%
0.25%
0.45%
0.90%
1.06%
1.26%
$50,000.00 6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.20%
0.25%
0.45%
0.90%
1.05%
1.25%
0.20%
0.25%
0.45%
0.90%
1.06%
1.26%
IRA Certificates
$1,000.00 12 Months
24 Months
36 Months
48 Months
60 Months
0.25%
0.45%
0.90%
1.05%
1.25%
0.25%
0.45%
0.90%
1.06%
1.26%
  • The dividend rate and APY are fixed for the term of the certificate.
  • Upon maturity, a certificate has a 10 day grace period during which changes can be made without a penalty.
  • A penalty may be imposed for early withdrawal, penalty may affect principal balances.