Share Rates
Primary Shares (Minimum Opening Balance $25)
| Account | Dividend Rate | APY* |
|---|---|---|
| $25 - 1,999.99 | 0.15% | 0.15% |
| $2,000 - 4,999.99 | 0.15% | 0.15% |
| $5,000 - 9,999.99 | 0.15% | 0.15% |
| $10,000 and above | 0.15% | 0.15% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
Youth Shares (Minimum Opening Balance $5)
| Account | Dividend Rate | APY* |
|---|---|---|
| $5 - 1,999.99 | 0.15% | 0.15% |
| $2,000 - 4,999.99 | 0.15% | 0.15% |
| $5,000 - 9,999.99 | 0.15% | 0.15% |
| $10,000 and above | 0.15% | 0.15% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
Sub Shares (Minimum Opening Balance $0)
| Account | Dividend Rate | APY* |
|---|---|---|
| $0 - 1,999.99 | 0.15% | 0.15% |
| $2,000 - 4,999.99 | 0.15% | 0.15% |
| $5,000 - 9,999.99 | 0.15% | 0.15% |
| $10,000 and above | 0.15% | 0.15% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
Vacation Club Shares (Minimum Opening Balance $0) (Maximum Balance $5,000)
| Account | Dividend Rate | APY* |
|---|---|---|
| $0 - $5,000 Matures June 1 | 1.00% | 1.01% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
Christmas Club Shares (Minimum Opening Balance $0) (Maximum Balance $5,000)
| Account | Dividend Rate | APY* |
|---|---|---|
| $0 - $5,000 Matures October 1 | 1.00% | 1.01% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
Money Market Shares (Minimum Opening Balance $2,500)
| Account | Dividend Rate | APY* |
|---|---|---|
| $25.00 - $2,499.99* | 0.80% | 0.80% |
| $2,500.00 - $9,999.99 | 0.82% | 0.82% |
| $10,000.00 -$49,999.99 | 0.85% | 0.85% |
| $50,000.00 - $99,999.99 | .90% | 0.90% |
| $100,000 and above | 0.95% | 0.95% |
*APY = Annual Percentage Yield.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
IRA Shares (Minimum Opening Balance $0) Traditional, Roth
| Account | Dividend Rate | APY* |
|---|---|---|
| $25 and above | 0.85% | 0.85% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
Rewards Plus Checking
| Account | Dividend Rate | APY* |
|---|---|---|
| $2,000 and above (when conditions are met) | 0.15% | 0.15% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
Commercial Checking
| Account | Dividend Rate | APY* |
|---|---|---|
| $0 and above | 0.15% | 0.15% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
Liberty Gold Checking (no longer offered as of 07/01/2015)
| Account | Dividend Rate | APY* |
|---|---|---|
| $2,000 and above | 0.15% | 0.15% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.
Regular Certificates (Minimum Opening Balance $250)
| Certificate Term | Dividend Rate | APY* |
|---|---|---|
| 06 Months | 1.35% | 1.36% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
The dividend rate and annual percentage yield (APY) are fixed and will be in effect for the term of the certificate. The annual percentage yield is based on the assumption that dividends remain on deposit until maturity. You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty.
Regular Certificates (Minimum Opening Balance $500)
| Certificate Term | Dividend Rate | APY* |
|---|---|---|
| 12 Months | 1.55% | 1.56% |
| 24 Months | 1.70% | 1.71% |
| 36 Months | 1.85% | 1.87% |
| 48 Months | 1.95% | 1.97% |
| 60 Months | 2.20% | 2.22% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.The dividend rate and annual percentage yield (APY) are fixed and will be in effect for the term of the certificate. The annual percentage yield is based on the assumption that dividends remain on deposit until maturity. A Penalty may be imposed for withdrawals of principal made before maturity. You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty
Regular Certificates (Minimum Opening Balance $10,000)
| Certificate Term | Dividend Rate | APY* |
|---|---|---|
| 06 Months | 1.45% | 1.46% |
| 12 Months | 1.65% | 1.66% |
| 24 Months | 1.80% | 1.81% |
| 36 Months | 1.95% | 1.97% |
| 48 Months | 2.05% | 2.07% |
| 60 Months | 2.30% | 2.32% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.The dividend rate and annual percentage yield (APY) are fixed and will be in effect for the term of the certificate. The annual percentage yield is based on the assumption that dividends remain on deposit until maturity. A Penalty may be imposed for withdrawals of principal made before maturity. You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty
Regular Certificates (Minimum Opening Balance $25,000)
| Certificate Term | Dividend Rate | APY* |
|---|---|---|
| 06 Months | 1.45% | 1.46% |
| 12 Months | 1.65% | 1.66% |
| 24 Months | 1.80% | 1.81% |
| 36 Months | 1.95% | 1.97% |
| 48 Months | 2.05% | 2.07% |
| 60 Months | 2.30% | 2.32% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.The dividend rate and annual percentage yield (APY) are fixed and will be in effect for the term of the certificate. The annual percentage yield is based on the assumption that dividends remain on deposit until maturity. A Penalty may be imposed for withdrawals of principal made before maturity. You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty
Regular Certificates (Minimum Opening Balance $50,000)
| Account | Dividend Rate | APY* |
|---|---|---|
| 06 Months | 1.45% | 1.46% |
| 12 Months | 1.65% | 1.66% |
| 24 Months | 1.80% | 1.81% |
| 36 Months | 1.95% | 1.97% |
| 48 Months | 2.05% | 2.07% |
| 60 Months | 2.30% | 2.32% |
*APY = Annual Percentage Yield.
Rates subject to change without notice. The dividend rate and annual percentage yield (APY) are fixed and will be in effect for the term of the certificate. The annual percentage yield is based on the assumption that dividends remain on deposit until maturity. A Penalty may be imposed for withdrawals of principal made before maturity. You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty
IRA Certificates (Minimum Opening Balance $1,000 & Minimum to Earn APY)
| Certificate Term | Dividend Rate | APY* |
|---|---|---|
| 12 Months | 1.65% | 1.66% |
| 24 Months | 1.80% | 1.81% |
| 36 Months | 1.95% | 1.97% |
| 48 Months | 2.05% | 2.07% |
| 60 Months | 2.30% | 2.32% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.The dividend rate and annual percentage yield (APY) are fixed and will be in effect for the term of the certificate. The annual percentage yield is based on the assumption that dividends remain on deposit until maturity. A Penalty may be imposed for withdrawals of principal made before maturity. You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty
Special Certificates (Minimum Opening Balance $10,000)
| Certificate Term | Dividend Rate | APY* |
|---|---|---|
| 9 Months | 3.25% | 3.30% |
| 19 Months | 3.00% | 3.04% |
*APY = Annual Percentage Yield.
Rates subject to change without notice.
The dividend rate and annual percentage yield (APY) are fixed and will be in effect for the term of the certificate. The annual percentage yield is based on the assumption that dividends remain on deposit until maturity. A Penalty may be imposed for withdrawals of principal made before maturity. You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty.
