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Personal Loans

Loans that are personalized to fit your needs. Our personal loans give you the cash you need when you need it.

Key Features:

  • Processed and approved in-house
  • Competitive rates
  • Fast decisions

Benefits:

  • Competitive rates for your personal needs:
    • Vacation
    • Personal projects
    • Vehicle repairs
    • Debt consolidation
    • And more
  • Secured and unsecured loans available
  • Personal lines of credit and overdraft protection available
  • Easy application process
  • Processed and approved in-house

Secured vs Unsecured

  • If you are in need of a higher loan amount, then a secured loan may be right for you. Secured loans are backed by collateral, utilizing the equity which is determined by the value of the collateral or funds held in your account. Secured loans allow lenders to loan more for your individual needs. Unsecured loans are not backed by collateral and usually are offered with lower amounts for shorter terms. Our loan officers can help you decide which is the best fit for you. 
  • Secured & Unsecured:
    • Competitive rates
    • Affordable payment terms to fit your needs

Signature Loans

Rates effective as of 9/1/2026
Fixed Rate
As Low As 9.99% APR*
View Disclaimers

*APR is the "As Low As" Annual Percentage Rate. Rates, terms, and conditions are subject to change and are based on credit worthiness and qualifications. All loans are subject to credit approval and not all applicants will qualify. See payment examples, all payments are estimates and your final amounts may differ slightly. 

Share Secured Loans

Rates effective as of 9/1/2026
Variable Rate
3.00% APR* Above the Highest Dividend Rate Paid (3.50% Floor)
View Disclaimers

*APR is the "As Low As" Annual Percentage Rate. Rates, terms, and conditions are subject to change and are based on credit worthiness and qualifications. All loans are subject to credit approval and not all applicants will qualify. See payment examples, all payments are estimates and your final amounts may differ slightly. 

Certificate Secured Loans

Rates effective as of 9/1/2026
Term Variable Rate
Up To Maturity Of Certificate 3.00% APR* Above Certificate Rate (3.50% Floor)
View Disclaimers

APR is the "As Low As" Annual Percentage Rate. Rates, terms, and conditions are subject to change and are based on credit worthiness and qualifications. All loans are subject to credit approval and not all applicants will qualify. See payment examples, all payments are estimates and your final amounts may differ slightly.