Credit Cards
1st Liberty Credit Card
Build and maintain credit with a Visa credit card from 1st Liberty. Safely and securely maintain credit while getting rewarded for purchases you make every day.
- No annual fees
- No balance transfer fee
- No application fee
- No cash advance fee
- Use for online or in-store purchases
- Use for automatic bill payments
- Digital wallet capabilities
- Earn rewards with uChoose Rewards
- Receive security alerts and notifications
1st Liberty Secured Credit Card
First credit card? Need to rebuild your credit? We also offer a secured credit card.
- Build credit responsibly
- Low deposit amount
- No annual fees
Need to activate or reset your pin? Simply call 1-800-992-3808.
Visa© with Rewards powered by uChoose©
Rates effective as of 10/19/2026
| Term | Variable Rate |
|---|---|
| Revolving | 13.00% APR* |
View Disclaimers
*APR is the Annual Percentage Rate. The APR is a variable rate and may increase or decrease quarterly based on the Prime Rate. Minimum Payment Requirement is 3% of the outstanding balance, subject to a minimum of $25.00.
