Loan Rates
Loans Rates
Rates effective as of 9/1/2026
Auto
| Year | Fixed Rate |
|---|---|
| 2021 & Newer | As Low As 3.99% APR* |
| 2018 - 2020 | As Low As 4.99% APR* |
| 2017 & Older | As Low As 6.99% APR* |
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Home Equity Line of Credit (HELOC)
| Term | Variable Rate |
|---|---|
| Variable | 7.00% APR* |
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Visa© with Rewards powered by uChoose©
| Term | Variable Rate |
|---|---|
| Revolving | 13.00% APR* |
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1st Mortgage
| Type | Fixed Rate |
|---|---|
| 96 Month/ Minimum Loan $20,000 | 4.74% APR* |
| 120 Month/ Minimum loan $20,000 | 4.99% APR* |
| 180 Month/ Minimum loan $40,000 | 5.49% APR* |
| 240 Month/ Minimum loan $60,000 | 5.99% APR* |
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RVs, Motorcycles, 5th Wheels, Boats, Travel Trailer
| Year | Fixed Rate |
|---|---|
| 2021 & Newer | As Low As 6.99% APR* |
| 2018 - 2020 | As Low As 7.49% APR* |
| 2017 & Older | As Low As 9.19% APR* |
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ATVs, Tent Trailers, Dirt Bikes, Scooters, Jet Skis, Snowmobiles, Other Collateral
| Year | Fixed Rate |
|---|---|
| 2021 & Newer | As Low As 6.49% APR* |
| 2020 & Older | As Low As 7.99% APR* |
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Certificate Secured Loans
| Term | Variable Rate |
|---|---|
| Up To Maturity Of Certificate | 3.00% APR* Above Certificate Rate (3.50% Floor) |
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Share Secured Loans
| Variable Rate |
|---|
| 3.00% APR* Above the Highest Dividend Rate Paid (3.50% Floor) |
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Signature Loans
| Fixed Rate |
|---|
| As Low As 9.99% APR* |
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Line of Credit
| Term | Variable Rate |
|---|---|
| Revolving | 13.00% APR* |
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2nd Mortgage
| Type | Fixed Rate |
|---|---|
| 60 Month/ Minimum loan $10,000 | 5.74% APR* |
| 120 Month/ Minimum loan $10,000 | 6.74% APR* |
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