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Auto Loans

Loans that are personalized to fit your needs. Our auto loans give you the cash you need when you need it.

Key Features:

  • Competitive rates
  • Warranties may be purchased on new and used vehicles (limitations apply)
  • GAP Advantage, with 3 ways to protect yourself, may be purchased on new and used vehicles

Benefits:

  • Competitive rates on new and used vehicles
  • Pre-approval available for extra confidence
  • Rates and terms that fit your budget
  • Purchase or refinance your dream car
  • Refinance your current vehicle for a possible lower rate
  • Quick approval process
  • Easy application process
  • In-house origination

Do you want to refinance?

Lower your interest rate and free up some extra cash by refinancing. Visit with us to discover if you have equity available in your vehicle. Give us a call or stop into any branch to visit with a loan officer and learn more.


Dealer Partners

We have partnered with several Dealerships in the communities that we serve who are committed to serving our members in a fast, fair, and easy-to-use manner. These dealerships know our lending criteria, have a direct connection with 1st Liberty Credit Union, and provide the exceptional experiences our members have come to expect.

1st Liberty FCU Indirect Lender Partners

Auto

Rates effective as of 10/19/2026
Year Fixed Rate
2021 & Newer As Low As 3.99% APR*
2018 - 2020 As Low As 4.99% APR*
2017 & Older As Low As 6.99% APR*
View Disclaimers

*APR is the "As Low As" Annual Percentage Rate. Rates, terms, and conditions are subject to change and are based on credit worthiness and qualifications. All loans are subject to credit approval and not all applicants will qualify. See payment examples, all payments are estimates and your final amounts may differ slightly.