Checking Accounts

Personal accounts that fit your needs.

Rewards Plus Checking

Earn redeemable rewards points and keep your identity safe with a Rewards Plus Checking Account.

Key Features:

• No minimum balance requirements
• Comprehensive ID theft protection
• Earn uChoose® Rewards points
• ATM access to over 30,000 surcharge-free ATMs nationwide
• Shared Branching access at over 5,000 branches nationwide
• No per check fees
• 24/7 Online & Mobile account access
• Earns rewards if qualifications are met*

Rewards Plus Checking has a monthly service fee of $4.95; however, $2.00 will be refunded per month if the following qualifications are met.

• 12 debit card transactions must clear and post to the account during the statement cycle
• Must be enrolled in e-Statements
• Must have at least one ACH debit or credit clear the account during the statement cycle

*Rewards include $2.00 refund on monthly service fee, up to 5 free ATM withdrawals per month and dividends paid on full checking balance if average daily balance is $2,000.00 or more during the month.

Basic Checking

The convenient checking account for members who are hoping to open an Organization, Representative Payee, Conservatorship or Estate Account, as well as those who are under the age of 18.

Key Features:

• No minimum balance requirements
• Free e-Statements
• 24/7 access to funds

Checking Account Benefits:

Card Valet

Debit (or credit) card? Give yourself a sense of security and take control of your card by downloading the free mobile app CardValet^®.

Download the Card Valet app.

Shared Branching & ATMs

Shared Branching gives you the ability to transact at over 5,000 shared branches as well as over 30,000 surcharge-free ATMs nationwide. Find a branch or ATM today.

Digital Banking

Access your accounts anywhere and anytime by banking digitally – for free. Use your mobile device or browser to access your account.

Key Features:

• Check savings and checking account balances
• Make transfers
• Pay bills
• Mobile check deposits
• And more!

Download our mobile app.

ID Protect

Protect yourself and your family with ID Protect. If you become a victim to identity theft, a fraud specialist will be assigned to your case until your identity is completely restored. ID Protect makes it easier to monitor your accounts in order to keep you safe from identity theft.

Key Features:

• Credit Monitoring Service that alerts you to key changes
• Access to credit report and credit score
• Fraud specialist and recovery professionals will handle your account until your identity is restored

uChoose Rewards Points

Earn points on everyday purchases and redeem them for gift cards, travel, and more.