Retirement Accounts

Want to start putting away that nest egg so you can retire in style? An IRA is just the account for that. We offer Traditional and Roth IRA shares or IRA share certificates.

Be sure to talk to your Tax Professional for more information about the retirement account that's right for you.

IRA Shares (Minimum Opening Balance $0) Traditional, Roth Rates

Rates effective as of 6/4/2025

Account	Dividend Rate	APY*
$25 and above	0.85%	0.85%

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*APY = Annual Percentage Yield.
Rates subject to change without notice.

Average Daily Balance, Fees could reduce earnings, APY is accurate as of the last dividend declaration date.

IRA Certificates (Minimum Opening Balance $1,000 & Minimum to Earn APY) Rates

Rates effective as of 6/4/2025

Certificate Term	Dividend Rate	APY*
12 Months	1.65%	1.66%
24 Months	1.80%	1.81%
36 Months	1.95%	1.97%
48 Months	2.05%	2.07%
60 Months	2.30%	2.32%

View Disclaimers

*APY = Annual Percentage Yield.
Rates subject to change without notice.

The dividend rate and annual percentage yield (APY) are fixed and will be in effect for the term of the certificate. The annual percentage yield is based on the assumption that dividends remain on deposit until maturity. You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty.

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